1. Introduction

Welcome to the official website of Alice Chen and Pender Hastings Capital. This site serves as an informational resource on private equity investment opportunities, wealth-building strategies, and financial insights curated by Alice Chen.

By accessing and using this website, you agree to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the site immediately.

2. No Investment Advice

The content on this website is for informational and educational purposes only and should not be considered financial, legal, or investment advice. No information provided constitutes an offer to buy or sell any security or financial product. Before making any investment decisions, consult with a licensed financial, legal, or tax professional.

3. Accredited Investor Disclaimer

Investment opportunities mentioned on this website are exclusively available to accredited investors, as defined by the U.S. Securities and Exchange Commission (SEC) or relevant regulatory authorities. Proof of accredited investor status may be required before gaining access to certain materials.

4. Performance & Risk Disclosure

Investing involves risk, and past performance does not guarantee future results. Investments in private equity, real estate, or other securities involve the risk of loss, including total loss of capital. Alice Chen and Pender Hastings Capital do not guarantee any specific returns or performance outcomes.

5. Privacy Policy & Data Protection

By using this website and submitting personal information, you agree to the collection, use, and storage of your data as outlined in our Privacy Policy. We do not sell or share your data with third parties, except as required by law or for investment-related due diligence.

6. Use of Website

By using this website, you agree to the following terms:

• You may access and use this site only for lawful and informational purposes.
• You may not copy, distribute, modify, or exploit any content from this website without prior written permission.
• Any unauthorized attempts to access restricted areas, disrupt functionality, or use this site for fraudulent or harmful activities are strictly prohibited.

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, videos, and documents, is the intellectual property of Alice Chen and Pender Hastings Capital, unless otherwise stated.

• Unauthorized reproduction, modification, or distribution of any content without explicit written permission is strictly prohibited.
• Any trademarks, logos, or brand elements displayed on this website belong to their respective owners and may not be used without permission.

8. Limitation of Liability

To the fullest extent permitted by law, Alice Chen, Pender Hastings Capital, and any affiliated entities shall not be liable for:

• Any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website.
• Any inaccuracies or omissions in the content provided.
• Any losses incurred as a result of relying on information contained on this site.

Users assume full responsibility for their decisions based on the content presented.

9. Indemnification

By using this website, you agree to indemnify, defend, and hold harmless Alice Chen, Pender Hastings Capital, and their affiliates from any claims, liabilities, damages, losses, or expenses arising from:

• Your violation of these Terms & Conditions.
• Your misuse of any content or services provided on this website.
• Any unauthorized use of the website or infringement of intellectual property rights.

10. Changes to Terms & Conditions

Alice Chen and Pender Hastings Capital reserve the right to modify, update, or discontinue these Terms & Conditions at any time without prior notice. It is your responsibility to review these terms periodically. Continued use of the website after changes have been made constitutes acceptance of the updated terms.

11. Contact Information

For any inquiries regarding these Terms & Conditions, please contact:
📩 Email: achen@phcfunds.com